Our Commitment to You
SIMM Associates, Inc. is proud to be a financial services organization (collection
agency) that has been providing superior services to its customers and clients
for more than 14 years. We greatly appreciate the trust that you have placed
in us, and we will protect that trust by continuing to respect the privacy of
all our customers and clients even if our formal customer relationship ends.
How We Handle Information We Obtain
It is important for you to know that in order to ensure that our customers get
the very best service SIMM collects demographic information (like your name
and address) and credit information (like information related to your accounts
with us and others). This information comes either directly from you, for instance,
from your application and transactions on your account; or, it may come from
an outside source such as your credit bureau report. In addition, if you visit
our Internet web site, we may collect certain information about your Internet
usage. Because some of the information we gather is not publicly available,
we take great care to ensure that this information is kept safe from unauthorized
access, and we will not share the information in violation of any regulation
or law. SIMM diligently maintains physical, electronic and procedural safeguards
that comply with applicable federal standards to guard your private personal
information and to assist us in preventing unauthorized access to that information.
How We Share Information with Other Third Parties
We may also provide information to non-affiliated companies that perform operational,
collection, or fraud control services related to your account. The sharing of
information with these types of companies is permitted by law. Such a company
might include a financial company (such as an insurance service provider) or
a non-financial company (such as a data processor or internet service provider)
with whom we have a service agreement. The information we may share also comes
from the sources described above and might include your name, address, phone
number, and account experience with us. Finally, we provide information about
you to non-affiliated companies such as credit reporting agencies and companies
which provide services related to your account. This information sharing is
also permitted by law.
This privacy statement was last updated on September 15, 2005. We reserve the
right to change our privacy practices at any time in accordance with applicable
law. Notice of such changes will be provided if required by applicable law.